Funding accounts for trading: the ones I would look at before paying for an evaluation
If you're going to buy a funding account, don't choose based on account size or advertising. Choose based on market, rules, drawdown, and trader type. For futures, my first choice is Earn2Trade.
Recommended company
8.9/10
Earn2Trade
You have clear rules, support in Spanish, and an interesting structure for traders who want to scale with futures.
Choose by market, not by promise
Futures
Earn2Trade if you trade intraday and want a firm focused on futures.
Forex and CFDs
FTMO if you want a well-known firm, with a 1 or 2 phase challenge.
Flexibility
The5%ers if you value programs with no time limit and static drawdown.
Recommended funding companies
Highly recommended
Earn2Trade
The one I would highlight first for futures traders looking for clear rules, good support and a scaling path.
- Evaluation of a phase.
- No hidden fees highlighted in the review.
- Support in Spanish and educational materials.
FTMO
A well-known firm for Forex, indices, crypto, and other CFDs. Good for regular traders who accept strict rules.
- 1 or 2 phase challenges.
- Up to 90% profit.
- MT4, MT5 and cTrader.
The5%ers
Interesting if you want flexible funding, programs without time limits, and a progressive structure.
- Static drawdown.
- Programs with no time limit.
- Specialized in Forex and MT5.
What to look at before paying
| Company | Best for | Strength | Beware of | Action |
|---|---|---|---|---|
| Earn2TradeRecommended | Futures and intraday | Clear rules, support in Spanish, and scalability with Trader Career Path. | Trailing drawdown in real time and futures only. | View promo |
| FTMO | Forex and CFDs | Established brand, reliable payments and up to 90% profit. | Strict daily loss rules; check if 1-Step or 2-Step suits you better. | See FTMO |
| The5%ers | Traders who want flexibility | No time limit, static drawdown, and progressive scaling. | Strategy restrictions and fixed commission per round lot. | Watch The5%ers |
Earn2Trade Reviews
In the comparison, Earn2Trade stands out for its reputation, support, payouts, and educational focus. However, it also has some drawbacks: it only trades futures, and its rules can be demanding if you don't adapt your trading strategy.
Explore Earn2Trade
Mindset and funding tests
If you're about to pay for an evaluation, first listen to this conversation about the real game of fundraising trials: rules, pressure, and discipline.
Common questions about funding
What is a good funding account for trading futures?
Earn2Trade is a particularly good fit for traders who want to trade futures, as it's geared towards this market and offers programs like Gauntlet Mini and Trader Career Path. Its strength lies in combining assessment, training, support, and a clear structure for day traders.
Which funding company is best for Forex trading?
FTMO is one of the best-known options for Forex traders, especially for intermediate or advanced profiles looking for a well-established firm, structured rules, and reliable payments.
Which is better: FTMO or Earn2Trade?
It depends on the market you trade. If you trade futures, Earn2Trade makes more sense. If you trade forex, FTMO is a better fit. The comparison shouldn't be based solely on price or account size, but also on rules, available market share, drawdown, and trading style.
Does The5%ers have a time limit for taking the assessment?
The5%ers stands out because it offers programs with no time limit for completing objectives. This can be useful for traders who don't want to trade under the artificial pressure of having to pass a test quickly.
What is the biggest mistake when buying a funding account?
The biggest mistake is thinking that a $50,000 account allows you to risk $50,000. In practice, the real margin is usually determined by the allowable drawdown, which can be as little as $2,000.
Which funding account should I choose based on my market?
If you trade futures, I'd look at Earn2Trade first. If you trade forex, FTMO and The5%ers make more sense. If you want access to multiple markets, The Trading Pit could be an alternative. The choice should be based on the market you trade, not just the discount or nominal account size.
Earn2Trade makes more sense if your plan is to trade futures with clear rules
Who wrote this guide?
My name is Norberto. I've been investing and trading for over a decade. I'm also the author of the Topstep Experience trading course. If you want to learn how to invest and have any questions, feel free to contact me.
